Big or small, we have a commercial insurance solution for you. As business owners, we recognize the challenges and rewards of running your own operation. We will help you identify the specific risks that your business faces and determine the right coverages and limits to meet your individual needs. At Kilpatrick we offer:
Coverage Analysis
Our team specializes in digging into the details of your policy—line by line—to identify any coverage gaps or inadequacies. We then sit down with you to explain your coverages and outline our recommendations to fully reduce your exposures. Our risk managers have decades of experience working on the carrier side so they review each policy to make sure no detail is overlooked.
Loss Control Programs
With our own in-house loss control department, we can evaluate your business’s current conditions and recommend ways to lower your property, auto, workers’ compensation, or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime. We also can provide training and safety manuals customized for your operation—free of charge.
Quick Claim Response
When you do have a claim, you need fast, fair service. As independent agents we work to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
Competitive Rates
Many of the insurance companies we represent specialize in insuring specific types of businesses or industries offering special coverage and pricing. To see if your business qualifies for one of these special programs, contact our team for more information.


